Q&A Blog

Multi-currency mortgages: If they are not transparent, they are abusive. This is what the CJEU dictates

Last September the CJEU (Court of Justice of the European Union) established the guidelines to consider abusive a foreign currency mortgage (the multi-currency), concluding that banks have the obligation to provide the customer with sufficient and understandable information " so that he can make informed and prudent decisions. " That is to say, …...

October, another month that the Euribor closes with a historical minimum

Another month, the Euribor marks a historical minimum. We recently published precisely the news The Euribor closes September with its historical low in which we counted that the Bank of Spain reported that the Euribor ended September to -0.168% compared to -0.156% the previous month, taking more than 20 months consecutive staying ......

These were the best fixed mortgages of 2017

We have already commented in several news that mortgages of fixed type have been taking an important role in recent months, so we analyze in some articles such as: Fixed rate mortgages continue to take weight this year (2017) () or 2016: Euribor in negative and success of fixed rate mortgages. The …...

Is the claim clause clause abusive?

During the last months, we have witnessed numerous news referring to the abusive clauses included in the mortgage contracts and on our website we have been collecting this information in different articles such as: Those affected by abusive clauses in their mortgages must be compensated, as dictates the CJEU, soil clauses: What are they, claims ......