Q&A Blog
According to the data of the General Council of Notaries, the sale of free housing made by foreigners in Spain reaches 20% of the total market of our country. This figure was already recorded during the first half of last year, with more than 43,000 transactions, which represents the largest number of operations registered in ......
According to the market study conducted by Deloitte Real Estate, real estate investment has suffered a decline in Spain after several years of growth. The rise in prices and the absence of large operations are the main reasons why the volume destined for ... has been reduced by 22% compared to 2016 ......
Banks continue to reduce their real estate portfolio thanks to foreign investors. Unicaja Banco has informed the CNMV (National Securities Market Commission) of the transfer of 75% of two holding companies of real estate assets to the Norwegian firm Axactor, which translates into a total of more than 4,000 properties. Of …...
The volume of investment in the real estate market in Spain in 2017 amounted to 45% and has exceeded the figures of acquisitions prior to the crisis in the sector. According to the data provided by the real estate consultant JJL, the investment figure reached 13,990 million euros in our country last year, ......
According to consultancy Knight Frank, Spain is currently the second European country where investors are more interested in investing in the real estate sector with almost 20% of the total. Germany is the country that comes first, with 28.5%, followed by Spain (19.9%), the United Kingdom (11.9%), the Netherlands (9.9%), France (9.3%). %), the …...
International investment funds have acquired portfolios of bad loans from Spanish banks in recent years for millions of euros. Two important recent transactions involving Santander and BBVA can be highlighted. The first sold to Blackstone half of the toxic assets it received with the purchase of Banco Popular ......
Spain is one of the European countries where private debt has fallen the most. According to the Bank of Spain, there has been a significant decline in the deleveraging of the private sector in recent years. Currently, our country has a surplus of savings compared to abroad exceeding 23 million euros (2% of the ......
The bank restructuring fund and the banks will have to raise the provisions. The increase in the red numbers changes the business plan. The latest revision of Sareb's business plan recognizes that shareholders and bondholders of the company will lose 73% of their initial investment, so that both the Frob ......
The Euribor to 12 months (indicator most used in Spain to calculate the share of mortgages) closed September with a new decline that is a historical minimum. Earlier this month, the Bank of Spain published this press release confirming this information: the Euríbor concludes the month of September to ......
In a sentence that was published on July 7, the Provincial Court of Vizcaya ruled that a bank should make the return of all expenses of mortgage settlement, paid by the client, including the Tax Documented Acts (AJD) after estimating the appeal filed by the same. The Hearing and ......
Last September the CJEU (Court of Justice of the European Union) established the guidelines to consider abusive a foreign currency mortgage (the multi-currency), concluding that banks have the obligation to provide the customer with sufficient and understandable information " so that he can make informed and prudent decisions. " That is to say, …...
Another month, the Euribor marks a historical minimum. We recently published precisely the news The Euribor closes September with its historical low in which we counted that the Bank of Spain reported that the Euribor ended September to -0.168% compared to -0.156% the previous month, taking more than 20 months consecutive staying ......
We have already commented in several news that mortgages of fixed type have been taking an important role in recent months, so we analyze in some articles such as: Fixed rate mortgages continue to take weight this year (2017) () or 2016: Euribor in negative and success of fixed rate mortgages. The …...
During the last months, we have witnessed numerous news referring to the abusive clauses included in the mortgage contracts and on our website we have been collecting this information in different articles such as: Those affected by abusive clauses in their mortgages must be compensated, as dictates the CJEU, soil clauses: What are they, claims ......
